When Was the Last Time You Checked Your Credit?

It wasn't my plan to buy a house any time soon because my husband was going to be career military. I also was planning to pay cash for any vehicles we purchased, so I didn't see the big deal with looking at my credit score. Now, however, with my husband considering other career options  and the knowledge that we will be buying a house in our hometown, I decided that I should check to see what our scores were.

I was surprised to find there were multiple things on my credit score that were incorrect. Not major things, but there were several addresses and phone numbers I did not recognize on the report. This wasn't a big deal, but it made me thankful I checked.  What if the wrong things had been big things? On Dave Ramsey's website, he talks about a woman who checked her credit score only to find that someone else's information had been mixed with hers due to a mix up of social security numbers. I would rather find out something like that sooner, not later. 

So when was the last time you checked your credit? Go get your free annual credit report from all three reporting agencies here today.